[ MEDICAL PLANS ]
HEALTH CARETO KEEP YOU COVERED
Worthington offers two medical plan options with a Health Savings Account (HSA) — the HSA Blue Plan and the HSA Green Plan. Both plans are self-funded, which means Worthington pays the health care claims, not an outside insurance company.
That’s why it’s important to help us control costs by spending wisely. Anthem Blue Cross Blue Shield offers an extensive national provider network with strong in-network discounts.
Review the table below comparing 2024 coverage and costs for both plans. Be sure to review your 2025 medical plan options and costs, including new plan names, on the What’s New page.
| HSA BLUE PLAN | HSA GREEN PLAN | |
|---|---|---|
| COMPANY HSA CONTRIBUTION (prorated for new hires) |
$1,000 Employee-only $2,000 Family | $750 Employee-only $1,500 Family |
| DEDUCTIBLE | $1,600 Employee-only $3,200 Family |
$2,600 Employee-only $5,200 Family |
| COINSURANCE | 80% Company 20% Employee |
70% Company 30% Employee |
| OUT-OF-POCKET MAXIMUM | $3,500 Employee-only $7,000 Family |
$4,500 Employee-only $9,000 Family |
| 2024 MONTHLY EMPLOYEE CONTRIBUTION RATES | ||
| Employee Only | $71 | $26 |
| Employee + Child(ren) | $127 | $46 |
| Employee + Spouse | $156 | $57 |
| Employee + Family | $214 | $78 |
Frequently Asked Questions (FAQs)
Who’s eligible for the HSA Plan?
Most employees are eligible. But, you can’t contribute to an HSA if:
- You’re enrolled in another medical plan like Medicare, your spouse’s plan or military coverage; or
- You received VA medical care within the last three months without a disability rating.
If one of the above applies to you, you may enroll in an alternative plan. Call the People Center at 877.840.6506 to learn more and enroll.
How do I update my HSA contributions?
- Log into the Worthington Enterprises enrollment site.
- Click the “Life Event” link on the left of your personalized page.
- Follow the prompts for a Health Savings Account change.
If you prefer, you can check and change your HSA contributions by calling the People Center at 877.840.6506.
Can I decline Worthington medical coverage?
Yes. If you decline coverage through Worthington, you will not be able to change that election or enroll in benefits again until the next Open Enrollment period or if you experience a major life event.
New Hires: You may decline coverage within 30 days of your hire date. If you don’t decline coverage, you’ll be automatically enrolled in the medical plan with tobacco surcharge.
To decline coverage, log into the enrollment site, or call the People Center at 877.840.6506.
Is my doctor in the Anthem Blue Cross Blue Shield network?
You can go to any doctor you’d like, but you’ll save money — and help keep all our healthcare costs down — when your doctor is in-network.
To confirm your doctor is in-network, or to find a new provider, call Quantum Health at 888.971.7377.
QUANTUM HEALTH care coordinators
Who they are
Health care can be confusing. Quantum Health Care Coordinators are a team of dedicated nurses, benefit specialists and claims experts who can help you navigate it.
Note that Quantum will only be available through the end of 2024. Beginning January 1, 2025, you can access health care navigation support through Anthem Total Health Connections.
How they can help
Contact a Care Coordinator for help with:
- Claims questions
- Coverage questions
- Finding in-network providers
- Nurse support
- Anything that can make the healthcare process easier
- Questions on any of your Worthington benefits
To connect with a Care Coordinator, visit wibenefitshelp.com, use the MyQHealth Care Coordinators app, or call the number on the back of your medical ID card: 888.971.7377.
Note that Quantum will only be available through the end of 2024. Beginning January 1, 2025, you can access health care navigation support through Anthem Total Health Connections.
Additional Information
If you or any of your covered dependents use tobacco or other nicotine products, you’ll pay a tobacco surcharge of $40 per month. The tobacco surcharge is waived upon completion of the program. Call the Worthington Industries Medical Center at 888.490.3500 or visit wibenefitshelp.com. Beginning in January 2025, our tobacco cessation program will be offered through Anthem. Additional information will be provided in early 2025.
If you enroll in the medical plan, you will receive two Anthem ID cards in the mail.
You can access a digital copy of your medical ID card at WIBenefitsHelp.com or the MyQHealth app. Beginning in January 2025, you can access your medical ID cards through Anthem’s Sydney Health app.
When your own primary care physician isn’t available, you can talk to a doctor any time of day. LiveHealth Online lets you have face-to-face conversations with a doctor on your smartphone, tablet or computer.
- Use LiveHealth Online to get quick medical care for common conditions like the flu or pink eye.
- Online visits cost $55 effective July 1 and apply toward your deductible.
- Service is available 24/7 and no appointment is needed.
Go to livehealthonline.com or download the app on your mobile device. Beginning in January 2025, you will be able to access Virtual Primary Care and other clinical support through Anthem. Additional information will be available in early 2025.
Download the free MyQHealth mobile app
Get on-the-go support whenever you need help with your healthcare.
- Access your benefits
- Get an ID card
- View claims
- And more!
Get the app:
Google Play App Store (for Android devices)
Apple iTunes App Store (for iOS devices)
PHONE | 877.840.6506
EMAIL | WPC@wthg.com
HOURS | M–F, 8 a.m. – 5 p.m. ET
Contacts
Get in touch with all of our benefit providers.