[ MEDICAL PLANS ]

HEALTH CARE
THAT KEEPS YOU COVERED

Worthington offers two medical plan options with a Health Savings Account (HSA) — the HSA Select Plan and the HSA Choice Plan. Both plans are self-funded, which means Worthington pays the health care claims, not an outside insurance company.

That’s why it’s important to help us control costs by spending wisely. Anthem Blue Cross Blue Shield offers an extensive national provider network with strong in-network discounts.

Review the table below comparing 2025 coverage and costs for both plans. If it helps you decide, consider some real-life scenarios under How Others Choose.

HSA SELECT PLAN HSA CHOICE PLAN
COMPANY HSA
CONTRIBUTION
(prorated for new hires)
$1,000 Employee-only
$2,000 Family
$750 Employee-only
$1,500 Family
DEDUCTIBLE $1,650 Employee-only
$3,300 Family
$2,650 Employee-only
$5,300 Family
COINSURANCE 80% Company
20% Employee
70% Company
30% Employee
OUT-OF-POCKET MAXIMUM $3,500 Employee-only
$7,000 Family
$4,500 Employee-only
$9,000 Family
2025 MONTHLY EMPLOYEE CONTRIBUTION RATES
Employee Only $76 $28
Employee + Child(ren) $137 $50
Employee + Spouse $168 $61
Employee + Family $230 $84

Frequently Asked Questions (FAQs)

Who’s eligible for the HSA Plan?

Most employees are eligible. But, you can’t contribute to an HSA if:

  • You’re enrolled in another medical plan like Medicare, your spouse’s plan or military coverage; or
  • You received VA medical care within the last three months without a disability rating.

If one of the above applies to you, you may enroll in an alternative plan. Call the People Center at 877.840.6506 to learn more and enroll.

How do I update my HSA contributions?
  1. Log into the Worthington Enterprises enrollment site.
  2. Click the “Life Event” link on the left of your personalized page.
  3. Follow the prompts for a Health Savings Account change.

If you prefer, you can check and change your HSA contributions by calling the People Center at 877.840.6506.

Can I decline Worthington medical coverage?

Yes. If you decline coverage through Worthington, you will not be able to change that election or enroll in benefits again until the next Open Enrollment period or if you experience a major life event.

New Hires: You may decline coverage within 30 days of your hire date. If you don’t decline coverage, you’ll be automatically enrolled in the medical plan with tobacco surcharge.

To decline coverage, log into the enrollment site, or call the People Center at 877.840.6506.

Is my doctor in the Anthem Blue Cross Blue Shield network?

You can go to any doctor you’d like, but you’ll save money — and help keep all our health care costs down — when your doctor is in-network.

To confirm your doctor is in-network, or to find a new provider, call Anthem at 833.824.2292. Or visit anthem.com or download the Sydney Health app.

ANTHEM TOTAL HEALTH CONNECTIONS

What It Is

Anthem Total Health Connections is your all-in-one, streamlined health care navigation resource.

Through Anthem Total Health Connections, you have hands-on, expert support every step of your health care journey. Anthem offers Family Advocates, the Sydney Health app, Wellness Program access and a variety of helpful resources. Learn more about Anthem Total Health Connections here.

 

How Anthem Can Help

Anthem Total Health Connections provides simplified health care administration and a streamlined member experience. Anthem offers:

  • Family Advocates – You will have a dedicated family advocate to act as your single point of contact for your health care and benefit needs.
  • Sydney Health App – Secure mobile access to your health care benefits. Access a virtual copy of your ID card, find a provider, estimate costs, view your claims and live chat with an Anthem Health Guide.
  • Wellness Program –Anthem is the home of our wellness program. Complete challenges and activities to improve your wellbeing and potentially earn a prize.
  • Additional Resources – Personalized clinical support from registered nurses and other licensed health care professionals, access to Virtual Primary Care, behavioral health resources and more.

Additional Information

If you or any of your covered dependents use tobacco or other nicotine products, you’ll pay a tobacco surcharge of $40 per month. The tobacco surcharge is waived upon completion of the program. Call the Worthington Industries Medical Center at 888.490.3500 to learn more or get started.

If you enroll in the medical plan, you will receive an Anthem ID card in the mail for each person covered on your plan. You can access a digital copy of your medical ID card at anthem.com or through the Sydney Health app.

When your own primary care physician isn’t available, you can talk to a doctor any time of day on your smartphone, tablet or computer. Service is available 24/7 and no appointment is needed.

Go to anthem.com or the Sydney Health app to acces Virtual Primary Care or other clinical support services.