[ LIFE & ACCIDENT INSURANCE ]

We provide this plan at no cost to you. Your coverage amount is 1.5 times your annual benefit earnings not to exceed $750,000.

In addition to Basic Life Insurance, you may buy Supplemental Life Insurance for yourself, your spouse and children:

• For yourself: Between one and eight times your benefit earnings, not to exceed $1 million
• For your spouse: $25,000, $50,000, $75,000, $100,000 or $125,000
• Your your child: $5,000 or $10,000

Find additional information about coverage options through Securian here.

If you elect coverage within 30 days from your hire date or the date you become a full-time employee, you can elect up to the guaranteed issue amount without submitting Evidence of Insurability (EOI).

EOI is an application process that provides information on your health in order to gain coverage.

Each year at Open Enrollment, you can increase your coverage by one level up to the guaranteed issue amount without providing EOI. You may choose these amounts without submitting EOI:

• For yourself: 5 times your salary or $500,000, whichever is less
• For your spouse: up to $50,000
• For your children: up to $10,000 each

If you elect Supplemental Life Insurance for yourself or spouse after the initial eligibility period, EOI may be required before coverage can begin.