[ FLEXIBLE SPENDING ACCOUNTS ]
SAVE MOREWITH PRE-TAX DOLLARS
Flexible Spending Accounts (FSA) let you pay for qualified healthcare, dependent care and adoption expenses tax-free.
How do the fSAs WORK?
For each account you enroll in, you choose how much to contribute, up to IRS limits. The money you contribute is taken out of your paychecks pre-tax, which lowers your taxable income for the year.
Health Care FSA
Covers eligible medical, dental and vision expenses not paid by an insurance plan. This option is not available if you’re enrolled in the medical plan with the HSA per IRS rules.
You can contribute up to $3,200 in 2025.
Limited Purpose FSA
Covers eligible dental and vision care expenses only. This account is available only if you’re enrolled in the medical plan with the HSA, per IRS rules.
You can contribute up to $3,200 in 2025.
Dependent Care FSA
Covers eligible dependent daycare expenses so you and your legal spouse can work, find work or attend school full-time.
You can contribute up to $5,000 each year.
Adoption FSA
Covers eligible adoption expenses like court costs, attorney fees, and other expenses directly related to the legal adoption of a child.
You can contribute up to $5,000 each year.
Key Dates to Remember
The IRS sets a “use it or lose it” rule for FSAs. If you miss the applicable claims filing deadlines, you’ll lose any remaining funds in your FSA. Keep these two dates in mind for the 2025 plan year.
- Between Jan. 1, 2025, and Feb. 28, 2026: Timeframe to incur 2025 expenses
- May 31, 2026: Deadline to file for reimbursement of eligible 2025 expenses
Manage your FSA claims and reimbursements with ease using the HealthEquity app, which you can dowload using the App Store and Google Play links at right.
How to pay for care and services
Debit card — You can pay for eligible expenses with a debit card at the point of service. Keep your receipts and Explanation of Benefits (EOB) statements mailed to you. The FSA administrator, HealthEquity, may ask you to see receipts and EOBs.
Questions? Call 866.346.5800 or visit learn.healthequity.com/worthington.